Legal notice & disclaimers

Last updated 18 June 2026.

Who runs this site

DebtReliefScout is published by [OPERATOR LEGAL NAME — set by operator] ([contact@ — set by operator]). US audience; informational only, not a lender, debt-relief company, credit counselor, or financial/legal/tax advisor. Eligibility and provider availability vary by state.

What this site is

DebtReliefScout is an independent, informational resource about debt-relief options and personal/business loan eligibility. It is not financial, legal or tax advice, and we are not a lender, debt-relief company, debt-settlement provider, credit counselor, or law firm. The tools and content are general information based on public sources to help you understand your options; the decision, and the choice of any provider, is yours.

Debt-relief risk warning

Debt relief carries real risks. Debt settlement can seriously damage your credit, creditors may sue you or continue collections, fees apply, and forgiven debt of $600 or more may be reported on an IRS Form 1099-C and taxed as income. No creditor is obliged to settle and no outcome is guaranteed. Savings figures shown here are illustrative estimates, not promises. Consider a nonprofit credit counselor first, and consult a qualified attorney before filing bankruptcy and a tax professional about canceled debt.

Eligibility varies by state

Eligibility, fees and provider availability vary by state, and some states regulate or restrict debt-settlement businesses. The FTC Telemarketing Sales Rule prohibits charging advance fees for debt settlement before a debt is settled.

No warranty

Rates, fees and rules change and may be out of date or contain errors here. DebtReliefScout is provided "as is", without warranties, and we are not liable for decisions made on the basis of this information.

Third-party links and trademarks

We link to third-party providers, some via affiliate links (see our affiliate disclosure). We don't control their content or terms. Provider names and trademarks belong to their owners and are used for identification only.